401k And Roth Ira Contribution Limits 2024 Calculator. For 2024, the limit is $23,000 for those under 50, and $30,500 for those over 50. For a roth ira account, the 2024 maximum is.

Your personal roth ira contribution limit, or eligibility to contribute at all, is dictated by your income level. Unlike taxable investment accounts, you can’t put an unlimited amount of money into a roth ira.